Effective Date: April 29, 2025
Issued by: Epiidosis Global Finance LLC-FZ
Jurisdiction: Meydan Free Zone Authority, Dubai, United Arab Emirates

1. General Disclaimer

The content provided on epiidosisglobalfin.com (“Website”) is for general informational and preliminary engagement purposes only. The Website is owned and operated by Epiidosis Global Finance LLC-FZ (“Epiidosis”, “we”, “our”, or “us”), a limited liability company licensed and regulated under the Meydan Free Zone Authority in Dubai, United Arab Emirates.

By accessing or using this Website, you acknowledge that you have read, understood, and agree to be bound by this Disclaimer. If you do not agree to any part of this Disclaimer, you should refrain from using the Website.

2. No Financial, Legal, or Investment Advice

All content, materials, data sets, downloadable documents, analysis tools, blog articles, insights, summaries, calculators, interactive modules, or reports made available on epiidosisglobalfin.com (the “Website”) are intended strictly for general informational purposes only. Under no circumstances shall any part of this Website be interpreted or relied upon as constituting legal advice, financial planning, investment guidance, tax structuring, compliance interpretation, or any other form of regulated professional counsel.

Epiidosis Global Finance LLC-FZ (“Epiidosis”, “we”, “our”, or “us”) expressly disclaims any and all liability arising from the use or interpretation of the Website’s content as a substitute for personalized professional services. Nothing available through this Website should be construed or relied upon as:

• An offer to sell, solicitation of an offer to buy, or invitation to participate in any securities offering, financial instrument, investment product, or advisory service—whether regulated or unregulated;
  
• The formation or existence of a professional, fiduciary, agency, client, or advisory relationship between the user and Epiidosis or any of its representatives, employees, or affiliates;
  
• A representation, certification, or guarantee that any particular jurisdiction, investment strategy, corporate structure, product offering, or financial model is suitable, appropriate, or legally permissible for your personal or business circumstances;
  
• A binding legal opinion, regulatory interpretation, or assurance of any result, including but not limited to: banking approvals, tax exemptions, investment returns, compliance clearance, or due diligence outcomes.
  

Although we endeavor to provide high-quality and insightful content, all information published is general in nature, and may not reflect the most recent legal, regulatory, or financial developments. It is not tailored to the unique facts, goals, risk profile, or compliance obligations of any individual, corporation, or jurisdiction.

Accordingly, before making any business decision, investment commitment, legal filing, financial action, or compliance disclosure based on materials found on this Website, you are strongly advised to consult with licensed professionals—including, but not limited to:

• A qualified attorney in your jurisdiction,
  
• A certified financial planner or investment advisor regulated by your national securities authority,
  
• A chartered tax consultant or accountant,
  
• A regulatory compliance specialist with local knowledge.
  

Your use of this Website does not create any duty of care, confidentiality obligation, or contractual commitment on the part of Epiidosis unless and until a formal written engagement agreement is executed by both parties. Epiidosis expressly disclaims any responsibility for decisions or outcomes made in reliance upon this Website or its content.

This clause is issued in accordance with relevant UAE Federal Laws, including Federal Decree-Law No. 34 of 2021 on Countering Rumors and Cybercrimes, and is drafted to ensure alignment with international standards for financial disclaimers, including those recognized under MiFID II, SEC, FINRA, and OECD advisory guidance.

 

3. No Client, Advisory, or Fiduciary Relationship

Your access to and use of the Website does not establish and shall not be construed as establishing any form of client, advisory, agency, partnership, joint venture, employment, or fiduciary relationship between you (the “User”) and Epiidosis Global Finance LLC-FZ (“Epiidosis”).

This Website is designed solely to facilitate initial, informational, and exploratory communication and is not intended to constitute or substitute professional engagement, legal representation, or financial advisory under any legal, commercial, or regulatory framework.

3.1 No Binding Relationship

Unless and until all of the following conditions are met, no binding client relationship or formal advisory engagement shall be deemed to exist between the User and Epiidosis:

• Successful completion of the client onboarding process, including compliance with all Know-Your-Customer (KYC), Anti-Money Laundering (AML), and due diligence obligations as required under UAE Federal Law and any other applicable jurisdictional requirements;
  
• Execution of a formal written agreement or engagement letter, duly signed by authorized signatories of both Epiidosis and the User or their legal representative, clearly outlining the scope, limitations, responsibilities, deliverables, and fees;
  
• Mutual agreement and acceptance of specific terms, including timelines, confidentiality obligations, governing law, dispute resolution methods, and regulatory disclosures applicable to the requested service or transaction.
  

Without the explicit and documented fulfillment of all the above, Epiidosis shall not owe, and the User shall not be entitled to, any duties of care, advisory obligations, or professional standards typically expected in a client-advisor, fiduciary, or agent-principal relationship.

3.2 Preliminary Communication

Any form submission, message, business inquiry, uploaded material, or consultation request received via the Website shall be treated as non-binding and preliminary in nature. It shall not create any legal, financial, or regulatory obligations for Epiidosis or its staff, partners, or affiliates.

Such communication may be reviewed for internal assessment or referral purposes, but:

• Does not obligate Epiidosis to respond, accept, process, or act upon the submission;
  
• Does not represent an offer, proposal, or invitation to enter into a financial transaction;
  
• Does not imply endorsement, approval, or validation of the information provided by the User.
  

3.3 No Reliance or Estoppel

The User expressly agrees not to interpret any Website content, communication, or lack of objection as creating a relationship of reliance, confidentiality, or professional engagement. No User shall claim estoppel, expectation, or detrimental reliance based on any uncontracted interaction with Epiidosis via this Website or its associated tools.

This clause is issued pursuant to and in compliance with the UAE Federal Commercial Transactions Law, relevant Free Zone regulatory frameworks, and internationally accepted standards of legal and professional conduct.

4. Accuracy and Currency of Information

Epiidosis Global Finance LLC-FZ (“Epiidosis”) endeavors to ensure that all information, data, documents, tools, calculators, templates, and resources made available on epiidosisglobalfin.com (“the Website”) are accurate, up-to-date, and derived from reliable sources at the time of publication. All content published on this Website is curated with reasonable care, professional judgment, and an intent to offer meaningful preliminary insight into Epiidosis’ business areas, services, and informational materials.

However, Epiidosis makes no express or implied warranties, representations, or guarantees as to the correctness, completeness, reliability, legality, technical accuracy, or ongoing relevance of any content, whether textual, graphical, interactive, downloadable, or otherwise presented. Information published may be updated, modified, removed, or replaced at any time without prior notice and may become outdated due to evolving regulatory frameworks, economic conditions, technological updates, or operational shifts.

Epiidosis specifically disclaims any liability arising from, but not limited to, the following scenarios:

• Outdated or superseded content, including jurisdictional requirements, regulatory references, or procedural overviews;
  
• Inaccuracies, omissions, or typographical errors, whether in static content, dynamic forms, or automated reports;
  
• Interruption or degradation of Website access, including failure to retrieve data, download files, or submit inquiries due to technical issues;
  
• Legal or regulatory changes in UAE, international jurisdictions, or global financial markets which render prior information obsolete or non-compliant;
  
• Third-party content, feeds, or links which may no longer reflect current standards, or may misrepresent the original context;
  
• Failure to meet user expectations, business needs, or misinterpretation of generic tools or illustrative documents as legally binding solutions.
  

The Website and all of its content are made available strictly on an “as-is” and “as-available” basis, without any warranties of merchantability, fitness for a particular purpose, or non-infringement.

Users are solely and entirely responsible for verifying the accuracy, relevance, and applicability of any content prior to relying on it, particularly where decisions may impact investments, legal positions, regulatory compliance, contractual obligations, or financial structuring. You are strongly encouraged to consult with licensed professionals—legal, financial, tax, or compliance experts—before acting upon any information obtained from this Website.

Epiidosis shall not be liable for any claims, losses, or damages—direct or indirect—arising from reliance on any aspect of the Website content, even if advised of the possibility of such risks.

This clause is enforceable under the Federal Law No. 5 of 1985 (UAE Civil Transactions Law) and Federal Decree-Law No. 34 of 2021 on Combating Rumors and Cybercrime, and conforms to best practices in digital publishing and information governance standards globally.

5. Limitation of Liability

To the maximum extent permitted under applicable laws of the United Arab Emirates, including but not limited to Federal Law No. 5 of 1985 (Civil Transactions Law), Federal Decree-Law No. 34 of 2021 (Cybercrime Law), and relevant Free Zone regulations, as well as recognized international legal doctrines and standards, Epiidosis Global Finance LLC-FZ, including its directors, officers, employees, agents, consultants, partners, licensors, and affiliates (collectively, “Epiidosis”), shall not be held liable under any legal theory—whether in contract, tort (including negligence), equity, statutory duty, or otherwise—for any losses or damages arising from or in connection with the use of, reliance upon, or inability to use this Website or any of its content, tools, communications, or services.

This includes, without limitation, any and all forms of:

• Direct damages – including immediate or quantifiable loss related to website usage or decision-making;
  
• Indirect or consequential damages – including downstream effects, ripple losses, or impact on third-party decisions;
  
• Special or incidental damages – including costs incurred due to data recovery, alternate consultations, or service interruptions;
  
• Punitive damages – including exemplary or penal consequences under any foreign legal systems where such remedies are recognized.
  

Examples of but not limited to such non-liable outcomes include:

• Loss of business opportunity, revenue, profit, data, goodwill, or anticipated savings, whether incurred directly or indirectly;
  
• Personal, corporate, financial, or legal decisions made based on any interpretation or reliance on the Website’s content, illustrations, or third-party suggestions;
  
• Omissions, inaccuracies, or errors in content, downloadable resources, or partner-provided material displayed or hyperlinked on the Website;
  
• Delays, malfunctions, or inaccessibility of the Website, its forms, communication systems, AI-driven tools, or data integration systems;
  
• Interruptions in the referral, evaluation, onboarding, compliance, or execution process, whether by Epiidosis or any third-party associate, due to technical, legal, jurisdictional, or commercial factors;
  
• Failures in email, document exchange, form delivery, encryption, or system response time regardless of best efforts undertaken by Epiidosis.
  

This limitation applies even where:

• Epiidosis has been expressly advised of the possibility of such damages;
  
• The Website or its components were accessed in good faith or with reasonable expectations;
  
• The damages arise from third-party conduct, unauthorized access, force majeure events, malware, or regulatory changes;
  
• An otherwise enforceable agreement with Epiidosis does not explicitly provide an overriding clause for such liabilities.
  

Users acknowledge that the Website is informational in nature and does not substitute formal financial or legal services unless governed by a written engagement. Your sole and exclusive remedy for dissatisfaction with the Website or its content is to discontinue use of the Website.

This clause is integral to the use of epiidosisglobalfin.com and shall remain enforceable in perpetuity, including after termination or suspension of Website access. Where applicable, the limitation of liability shall be construed to the broadest extent permitted by applicable law in any relevant jurisdiction, without prejudice to any mandatory consumer rights where such laws apply.

6. Third-Party Content and Links

The Website may include hyperlinks, references, integrations, plug-ins, embedded content, or redirections (“Links”) to websites, applications, platforms, products, or resources operated, maintained, or owned by third parties (collectively, “Third-Party Resources”). These Links are provided solely for your convenience, informational access, or potential relevance to your inquiries. The inclusion of any such Links does not constitute an endorsement, affiliation, sponsorship, or recommendation by Epiidosis Global Finance LLC-FZ (“Epiidosis”).

Epiidosis does not own, control, manage, or operate any Third-Party Resources and makes no representations or warranties of any kind—express or implied—regarding their:\n

• Accuracy, completeness, legality, reliability, or authenticity of the content;
  
• Compliance with applicable local or international laws and regulations;
  
• Availability, safety, or performance;
  
• Technical security, such as the presence of viruses, malware, or phishing attempts;
  
• Professional qualifications, licenses, or credentials of the third-party operators;
  
• Intellectual property compliance or copyright adherence;
  
• Privacy policies, data collection mechanisms, cookie usage, or terms of service.
  

By clicking on or interacting with any third-party link, you acknowledge that:

• You are leaving the secure environment of epiidosisglobalfin.com;
  
• Your use of the third-party site is governed entirely by the terms and policies of that external website or service provider;
  
• You bear full responsibility for evaluating the risks associated with any such interaction, including disclosing personal, financial, or sensitive information;
  
• Epiidosis shall not be held liable for any loss, damage, claim, dispute, or adverse outcome arising from your access to, use of, or reliance upon such third-party content, including but not limited to contractual obligations, commercial losses, or reputational harm.
  

Epiidosis does not and will not intervene in any contractual or transactional arrangement you may enter into with any third party, even if initially accessed via a link or referral provided on our Website. Any such relationship is exclusively between you and the third party, and we disclaim all liability in relation thereto.

Users are strongly encouraged to independently verify the credibility, regulatory status, terms and conditions, and privacy practices of any third-party website or service before proceeding or submitting any information.

If you believe a third-party link on our Website is misleading, malicious, or misrepresented, please report it to legal@epiidosisglobalfin.com so that we may review and take appropriate action where necessary.

7. Regulatory and Licensing Disclosure

Epiidosis Global Finance LLC-FZ (“Epiidosis”) is a legally registered and licensed Limited Liability Company operating under the jurisdiction and regulatory framework of the Meydan Free Zone Authority, Dubai, United Arab Emirates. Our incorporation, licensing, and continued operation are conducted in accordance with the rules and provisions set forth by the Free Zone’s governing bodies, as well as the relevant commercial and civil legislation of the United Arab Emirates.

Our current license permits us to conduct a defined scope of non-regulated financial advisory and investment-related support services, which are clearly outlined in our trade license documentation. These may include services such as own-account investments, business structuring consultation, sector-specific advisory, project support services, and intermediary functions related to investments—subject at all times to applicable laws and licensing conditions.

Important Notice: Epiidosis does not operate as a commercial bank, deposit-taking institution, insurance company, securities dealer, public investment fund, payment gateway, or capital markets intermediary. We do not provide custodial banking services, accept public deposits, engage in foreign exchange trading, issue regulated securities, or provide collective investment schemes—unless otherwise and explicitly licensed under the applicable regulatory authority.

Accordingly, Epiidosis does not hold, nor purports to hold, a license issued by any of the following entities unless formally disclosed in writing through our official communication channels:

• The Central Bank of the United Arab Emirates (CBUAE);
  
• The UAE Securities and Commodities Authority (SCA);
  
• Dubai Financial Services Authority (DFSA) or any other onshore or offshore financial regulator;
  
• Any foreign jurisdictional financial services regulator or capital markets authority.
  

Where our service model or engagement structure contemplates regulatory oversight, registration, or additional compliance (including onboarding of investors, syndication, fiduciary structuring, or fundraising facilitation), such engagements are conditional upon prior approvals, regulatory interpretation, and the involvement of duly licensed third-party institutions, banks, or legal counsel. Epiidosis acts in such cases strictly as an introducer, facilitator, or advisory consultant and not as a regulated financial entity.

Furthermore, all services rendered by Epiidosis are subject to:

• Written contractual agreements, terms of engagement, or memoranda of understanding;
  
• KYC (Know Your Customer), AML (Anti-Money Laundering), and CTF (Counter-Terrorist Financing) due diligence in accordance with UAE Cabinet Decision No. (10) of 2019;
  
• Discretionary case-by-case assessments that may require additional licensing, government approvals, partner registrations, or documentation.
  

By engaging with our Website or services, you acknowledge and accept that our activities are limited by our license scope, and any representation to the contrary is invalid unless formally published or disclosed by our authorized legal representatives.

This clause is intended to comply with all applicable laws, including the UAE Federal Law No. 14 of 2018 on the Central Bank and the Regulation of Financial Institutions, the SCA Board of Directors’ Decision No. (3/R.M) of 2017, and all circulars and resolutions relating to free zone regulatory obligations.

8. Indemnification

You hereby agree to fully indemnify, defend, and hold harmless Epiidosis Global Finance LLC-FZ, including its shareholders, directors, officers, employees, contractors, agents, representatives, licensors, affiliates, subsidiaries, and strategic partners (collectively referred to as “Epiidosis Parties”), from and against any and all claims, demands, causes of action, liabilities, losses, judgments, damages, penalties, fines, costs, and expenses, including without limitation reasonable attorneys’ fees and court costs, whether direct, indirect, consequential, or otherwise, that arise out of, result from, or relate to:

1. Your misuse, unauthorized use, or abuse of the Website and its associated tools, content, forms, or services, including but not limited to the deployment of bots, scraping technologies, malicious code, or fraudulent representations;
   
2. Your breach or alleged breach of these Terms of Service, the Website Privacy Policy, Disclaimer, or any other applicable terms, policies, or notices published by Epiidosis;
   
3. Your violation of any applicable local, federal, or international law, regulation, directive, or regulatory framework, including those relating to data protection, financial transactions, digital communications, or intellectual property rights;
   
4. Your submission of inaccurate, incomplete, false, misleading, or fraudulent information, whether relating to your personal identity, business credentials, jurisdiction of operation, investment intentions, or any other matter;
   
5. Your reliance on or interpretation of any information, tools, reports, or communications obtained via the Website without obtaining professional advice from a licensed legal, tax, compliance, or financial advisor relevant to your jurisdiction and context;
   
6. Any third-party claims or disputes arising from your conduct or content submissions on or through the Website, including violations of intellectual property, defamation laws, data privacy regulations, or commercial fraud statutes;
   
7. Your failure to maintain confidentiality, compliance, or authorization when interacting with Epiidosis systems, representatives, or service partners;
   
8. Any breach of warranties, representations, or undertakings made by you, whether express or implied, as part of your use of or communication via the Website.
   

You agree that your obligation to indemnify under this clause shall survive the termination, suspension, expiration, or withdrawal of your access to the Website or any service offered by Epiidosis.

Epiidosis reserves the right to assume exclusive control of any defense or settlement related to any claim subject to indemnification. In such cases, you agree to cooperate fully with our legal counsel and defense process. Failure to do so may result in further legal action or recovery proceedings.

This indemnification clause is made pursuant to the UAE Civil Code, the Federal Commercial Companies Law, and applicable international legal doctrines governing tort liability, negligence, and contractual enforcement.

9. Applicable Law and Jurisdiction

This Disclaimer, along with any and all matters arising out of, relating to, or connected with your access to and use of the Website (epiidosisglobalfin.com) or any associated services, shall be governed by, interpreted under, and enforced in accordance with the laws and regulations of the United Arab Emirates (UAE), specifically those applicable within the legal framework of the Meydan Free Zone Authority, without regard to any conflict of laws principles that would lead to the application of another jurisdiction’s laws.

Subject to the provisions herein, you agree that any claim, dispute, or controversy arising from or related to your use of the Website, including but not limited to its content, tools, representations, services, disclaimers, or intellectual property, shall be exclusively subject to the jurisdiction of the competent civil and commercial courts in the Emirate of Dubai, United Arab Emirates. These courts shall have exclusive authority to resolve all such disputes unless a separate, written agreement executed by both parties stipulates otherwise.

Nothing in this clause shall limit the right of Epiidosis Global Finance LLC-FZ to:\n

• Seek interim, injunctive, or equitable relief in any jurisdiction where such action is necessary to protect its legal rights, commercial interests, brand reputation, confidential data, proprietary technology, or intellectual property;
  
• Initiate proceedings to enforce foreign judgments, arbitral awards, or settlements in any competent jurisdiction;
  
• Collaborate with regulatory or enforcement agencies in domestic or international investigations where user conduct implicates financial crime, cybercrime, misuse of protected content, or breach of applicable law.
  

You explicitly waive any objection to venue, forum non conveniens, or lack of jurisdiction for any matter falling within the scope of this clause and agree not to initiate or support proceedings in any court or tribunal other than those specified herein.

This clause is intended to preserve legal certainty, promote fair adjudication, and comply with the enforcement mechanisms of the UAE Civil Procedure Code, international arbitration conventions, and the principles of contractual autonomy as recognized under UAE and global commercial law.

10. Revisions to This Disclaimer

Epiidosis Global Finance LLC-FZ (“Epiidosis”) expressly reserves the unilateral right, at its sole discretion and without any obligation to provide prior notice, to amend, modify, revise, supplement, or entirely replace this Disclaimer at any time, for any reason, and without limitation. Such changes may be necessary to reflect updates in:

• Applicable laws, regulations, or judicial interpretations within the United Arab Emirates or in other jurisdictions where our users may be located;
  
• Operational, structural, or service-related developments within Epiidosis or its affiliates;
  
• Evolving global best practices in website use, legal risk management, or digital compliance;
  
• Technical infrastructure, third-party service changes, or new feature deployments on the Website.
  

The revised Disclaimer will be posted on this page and will be clearly identified with an updated “Effective Date” at the top. It is your responsibility as the user to review this Disclaimer periodically and ensure that your understanding remains current and compliant.

Continued access to or use of the Website after such updates constitutes your binding acceptance of the revised Disclaimer. If you do not agree to the updated terms, you must discontinue all use of the Website and its associated services immediately.

Epiidosis shall not be held liable for any failure by a user to review the Disclaimer at regular intervals or for acting on outdated versions. No rights may be inferred by silence, inaction, or prior practice, and no waiver of any provision shall be effective unless formally issued in writing by authorized personnel of Epiidosis.

This clause is enacted in accordance with UAE Federal legal principles, Meydan Free Zone regulations, and prevailing norms of global digital governance and corporate disclaimers.

11. Contact

For questions or concerns regarding this Disclaimer or your interaction with our Website, please contact:

Legal & Compliance Department
Epiidosis Global Finance LLC-FZ
6th Floor, Meydan Grandstand, Meydan Road
Nad Al Sheba, Dubai, United Arab Emirates
📧 Email: legal@epiidosisglobalfin.com
📞 Phone: +971-55-497-3941

By using this Website, you confirm that you understand and accept the terms set out in this Disclaimer. If you do not agree, please cease usage immediately.